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Polarizing Purchases

A new friend asked me how I save money for travel. I get this question a lot, in different forms: how did I buy a Ducati? How can I afford not to work (people assume that because I don't have a job that I don't work)? How do I travel constantly?

These questions stab at the situation, but don't quite skewer the meat of the issue. A more useful question would be: "How do you manage your finances such that you're able to do whatever you want?"

The reason this question is a lot more meaningful is because it takes into account both sides of the invisible see-saw. People notice the things that I spend money on, but it's easy to ignore the things I don't spend money on. Let's dig into a few:

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