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The Zero Cost Lifestyle

Several years ago I was sitting with a bunch of friends at a restaurant. Dinner was winding down and we were all stuffed.

My friend next to me asked me how I made so much money. I always had the money for everything, she said, and she was always struggling.

The bill came and everyone went down the list adding up their stuff. Before tax and tip mine was around $7. Hers was $30, more than four times what mine was.

My 2009.1 Goals

That's not a typo. I just read over the last couple years of goal posts and realized something,I need to be working on my goals in smaller chunks because my life changes too quickly for yearlong goals.

As one guy said in the comments last year, I sorta suck at goal setting. So this year I have a new idea.

First, let's get to last year's goals: