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Investing Time vs. Spending Time

If I ask you how you spend your money, that's a very different question than if I ask how you invest your money. Your goals for spending and investing are different, and as a result your actions for each are different. So isn't it strange that we talk about how we spend time, but we never talk about how we invest time?

The interesting thing about investing time is that the distribution is much more uniform versus monetary wealth. Most people probably sleep for around 6-8 hours and work for around 8 hours, giving them another 8-10 hours to either invest or spend. Finances range much more wildly. Some people have negative net worths, so they can't even begin to think about investing, whereas others have billions of dollars. That spread means that ideal financial investment strategies will range wildly. Because we have such similar amounts of time, though, maybe there are some general principles that will be almost universally applicable.

Before we get into those strategies, though, let's talk about what investing time means. I'd define it as devoting time to an activity whose primary benefit won't immediately be realized. School is one example-- you can have a lot of fun in school and benefit immediately from it, but you're really going because you believe that it will pay off when you graduate. I'd say that school is sort of like investing in real estate. You can always use it for something, it's historically been a good investment, but it's a lot of leverae in one big investment, and recently hasn't performed as well.

Spending time with people and building relationships is an investment, not because that process isn't fun, but because the benefits of having strong long term friends are even greater than the immediate pleasure of hanging out with them. This could be analogized to investing in art-- you get to admire it every day, but the value of it increases over time as well.

Not Being a Robot

One of my overarching goals in how I present myself is to be consistent. Although the relationships I have with my family, friends, acquaintances, and random people on the internet is always going to be different, I try to be the same person with all of those groups. I think authenticity is important, and this consistency is a sign of authenticity.

Try as I might, though, people who read my stuff online and then meet me in person are consistently surprised that I'm actually a happy guy who jokes around a lot and is more human than robot. I see why people expect me to be different, though. My writing tends to be serious and I'm always talking about habits or rules or working hard.

Although all of this rigidity is a big part of my life, it's also just the foundation. From the rigid parts of my life I'm able to get a tremendous amount of work done, keep myself healthy, and move towards my goals. But there's also a lot that it can't do. Rigidity doesn't build relationships or spark creativity, two important parts of life.

I think you learn a lot about someone when you see what he does when there's nothing he has to do. And I think by changing what you do when you have nothing to do, you can change what sort of person you are. I design my life to have as few as possible externally-dictated things that I absolutely have to do, and I create systems to fill that void. Every day I have sixteen hours ahead of me, and no one to tell me what to do in that time except myself.

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