Hi! Jaír here, from EfectiVida. I love the personal touch you gave to the article. I recently discovered your website and I really enjoy your posts. Regarding the investment advice — of course, in this case, it’s your nephew. But if it were a child, I’d recommend that the parents open an ETF with an S&P 500 or something similar, and start as soon as possible. As you rightly say, it’s hard for young people to see the value. But if you manage it for them, maybe—if they’re lucky—you’ve made them rich. Greetings from the Canary Islands!