I really like what both "John Smith" and "Nick Taylor" had to say. The point of the article is fantastic- don't fall into a rut just because it's "safe," take risks and be adventerous. That's a piece of advice that anyone can draw from. However, when you say things like, "There just aren't any homeless people who are really smart," you make yourself look like an ass. Some of the most intelligent people I've ever met have been what you might call "weird smart." They're extremely bright, but something upstairs just isn't wired right. A person could be an absolute genius, but have a mental disorder, like sever autism, that prevents them from being able to function in a society. Even (typically) less-severe characteristics of a person, ie: chemical imbalance, can prevent that person from being able to do a lot of "normal" activities like holding a job, keeping relationships with friends or raising a family. But that certainly doesn't make them stupid. You were born with your particular genetic make-up and others were born with theirs.