I hate PayPal with a vengence also. Back in high school my hatred prompted me to create a competing payment site called www.fusionpay.com. The site actually gained a fair amount of users but it got over run by people trying launder money through it so I had to shut it down.
Before I was even 18 I tried almost every payment system out there and ended up hating them all. I finally realized that the only way to go was with a full blown merchant account. It is a hassle to set it up and almost requires a full time employee for handling red tape, but at least you get your money.