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The Best Banks and Credit Cards: American Express Platinum

I've been meaning to write about the Platinum Card for a while, but somehow haven't gotten around to it. That stops today! The Black Card gets all the press, but the truth is that the Platinum Card has most of the benefits and costs far less.

But it does cost, so let's get that out of the way. The annual fee for carrying a Platinum Card is $450, which means that you shouldn't get it unless you're actually going to take advantage of the benefits. On the other hand, it's not just a gimmick; it has real benefits that can save you money and time.

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On Bullshit

If you've been reading for a while, you may have noticed that I almost never swear. I tend to think that there's a more accurate way than swearing to express anything, but today I couldn't think of a more fitting word.

What is bullshit? Well, it's watching TV. It's browsing the internet mindlessly. It's partying. It's doing busy work. It's hanging out with people not so much because you like them, but because you don't want to be alone. It's eating for the sake of filling time.

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