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Decoupling Your Finances

As I've mentioned before, I'm pretty frugal. I like spending money on things like the island, travel, and good food, but I also like saving money. I spend very little money frivolously, and don't have an overwhelming appetite for luxury.

I don't make much money, either. I'm content to have enough income to fund my inexpensive lifestyle, to save a little bit most months, and to retain control of almost all of my time to invest in big future projects like Sett.

Relatively frequently, though, I'll have a small windfall. Sometimes I'll have a good run in poker where I make a few thousand dollars within a couple days. My new book, Superhuman by Habit has been doing really well, too. Thanks to my readers and friends, it's been in the top 1000 books on Amazon. For a while last year my bitcoins were worth a bunch of money.

In these sorts of situations, it can be tempting to spend more money. People bargain with themselves, allowing themselves to spend some or all of unexpected sums of money they come across.

Should you drop out of college to hang out and play XBox?



Wait. Maybe not. Let's think this through.

I just got an email from a reader. It's a variety I get a lot. It goes like this:

"I'm doing X-practical-thing, but I'm passionate about Y. I don't like that X takes up so much of my time. But... it's practical. WTF?"

It could be "college," but it could also be a stable salaried job or whatever. Actually, this particular email wasn't about college, it was about a really well compensated salaried job that wasn't the person's passion.

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