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The Zero Cost Lifestyle

Several years ago I was sitting with a bunch of friends at a restaurant. Dinner was winding down and we were all stuffed.

My friend next to me asked me how I made so much money. I always had the money for everything, she said, and she was always struggling.

The bill came and everyone went down the list adding up their stuff. Before tax and tip mine was around $7. Hers was $30, more than four times what mine was.

Different in 90 Days: Where will you be on June 18, 2013?

On The Best of Sett

Happy spring everyone! Do you ever have those moments where you wish you had started something long ago so you'd be further along than where you are today? 

Today I'm going to share some goals I'd like to accomplish in the next quarter. There is never a best time to start something new so how about now? 

April 1st is 90 days into 2013 and although we are still 10 days out, it seems like the time from January 1-now has simultaneously flown and crept along. 90 days seems like just long enough to make real progress without being too far off in the future to forget about. 90 days seems like something I can stick to. No need to wait until April 1st, I'm starting today.

For the next 90 days I am committing two 4 goals in different areas of my life that I would like to see improvement in. Below the goal is my motivation behind wanting the goal and beneath that are two small actions I can take towards the goals. The list will serve as my reminder for why I want to make these changes.

1) Restart my yoga practice

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