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The Zero Cost Lifestyle

Several years ago I was sitting with a bunch of friends at a restaurant. Dinner was winding down and we were all stuffed.

My friend next to me asked me how I made so much money. I always had the money for everything, she said, and she was always struggling.

The bill came and everyone went down the list adding up their stuff. Before tax and tip mine was around $7. Hers was $30, more than four times what mine was.

Managing Time Like Money

I've really been thinking a lot about future vs. present, ever since reading The Time Paradox. Do you live every day like it's your last, do you save everything for the future, or do you find a happy medium?

One of the conclusions that I've come to, which might be blatantly obvious to everyone but me, is that time management should be exactly like money management. It's the same problem: how do you use a finite resource throughout your whole life for maximum benefit?

Thinking of time like money rules out the extreme ends of the spectrum. We all know what it looks like when someone spends every dollar they get as soon as it's dropped into their hands, and none of us envy that person (although some imitate him). Saving everything and never spending any money isn't that great of an idea, either. What's the point of having money if it gets buried next to you?