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The Best Banks and Credit Cards: American Express Platinum

I've been meaning to write about the Platinum Card for a while, but somehow haven't gotten around to it. That stops today! The Black Card gets all the press, but the truth is that the Platinum Card has most of the benefits and costs far less.

But it does cost, so let's get that out of the way. The annual fee for carrying a Platinum Card is $450, which means that you shouldn't get it unless you're actually going to take advantage of the benefits. On the other hand, it's not just a gimmick; it has real benefits that can save you money and time.

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What Your Priorities Are

It's always better to look at actions than words. If someone says that they're committed to being healthy, but then they order a fat stack of pancakes... well, maybe they're not so committed after all. Recently I've been thinking about this truism in terms of goals and priorities. Your priorities are what they look like.

When you ask someone what his goals are, especially a young person, you'll probably end up hearing a bunch of talk about making money, traveling the world, getting healthy, learning some big skill, or contributing to the world in some way. Great goals. But if we examine people's actions, do they line up with these goals? Sometimes, but very often they're directly contrary to their goals.

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