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The Best Banks and Credit Cards: American Express Platinum

I've been meaning to write about the Platinum Card for a while, but somehow haven't gotten around to it. That stops today! The Black Card gets all the press, but the truth is that the Platinum Card has most of the benefits and costs far less.

But it does cost, so let's get that out of the way. The annual fee for carrying a Platinum Card is $450, which means that you shouldn't get it unless you're actually going to take advantage of the benefits. On the other hand, it's not just a gimmick; it has real benefits that can save you money and time.

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Why Cruise Ships are My Favorite Remote Work Location

I'm currently on a cruise ship somewhere in the Mediterranean sea, en route from Barcelona to Casablanca. Most people here are either retirees enjoying the easy life or younger folks celebrating birthdays, weddings, or anniversaries. My friend Brian and I are neither-- we're using the ship as a mobile work retreat.

As a nomad and an entrepreneur, I find myself working in a large variety of places throughout the year. I have a nice setup in my RV, but I'll also work from friend's offices, airplanes, airports, friend or family's houses, trains, Regus offices or any other number of places. However, my absolute favorite place to work is from a cruise ship, in particular long transatlantic cruises like the one I'm currently on.

The number one enemy of productivity is distraction, either in the form of entertainment or things like chores and phone calls which feel productive but break up the day. Cruise ships are a remarkable way to eliminate all of those things. Efficiency can be so high on a cruise ship that I schedule things like entire rewrites of major sections of Sett or the writing of a brand new book for the two-week cruise.

On a cruise ship, everything is taken care of for you. No time at all has to be allocated to cooking, choosing your meal, or to cleaning. You show up at the restaurant, in which all of the food is free, order whatever you want from the rotating menu, eat, and then immediately get up and get back to work.

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