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The Zero Cost Lifestyle

Several years ago I was sitting with a bunch of friends at a restaurant. Dinner was winding down and we were all stuffed.

My friend next to me asked me how I made so much money. I always had the money for everything, she said, and she was always struggling.

The bill came and everyone went down the list adding up their stuff. Before tax and tip mine was around $7. Hers was $30, more than four times what mine was.

The Dip, and How to Figure Out What to Do With Your Life

On the second day that I was visiting her in Toronto, Annie brought back a pile of books from the library. On the top was a tiny book with a cover so simple that it looked like it might be a children's book about potty training.

"A little book that teaches you when to quit (and when to stick)"

It seemed like a fluffy bit of entertainment. Something like "The Tipping Point" which is fun to read but not exactly a life changer. I was wrong, though. Dead wrong.