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Drop Out and Grow Rich : The Remix

A bunch of people e-mailed me about the Drop Out and Grow Rich article I posted yesterday. A friend of mine pointed out a few things, most importantly that I failed to give the college grad interest on his money. Fixing that (and making him pay interest if he was negative, but only after the first 4 years of college) put him very close to the high school grad with private school money. Never charging him interest for being negative got him slightly above that same person.

Then it was pointed out that the difference in earnings wasn't 900k as the college-mongers claimed. It was more like 1.3mil. I had no good data on salary increases, so I assumed the inflation rate. I guess it stands to reason that after a while job experience means more than the degree, so the gap gets smaller.

If I fudged the grad's income to equal a 900k lifetime earnings difference, the Dropout with Private School money is again the winner, but is still followed closely by the grad. If I fudge the dropout's starting income (to $29,692) to get the 900k difference, the grad still beats the dropout with public level money, but only by 300k. Also, the dropout would be beating him until age 58.

One Year (Part 1)

On Suspended

One year. That's how long it's been since I said good-bye. But on that night, she didn't know I meant it for good, forever. She didn't know that was going to be the last thing she heard me say. But I had to do it. As much as it killed me to end it, I couldn't go on like that. I knew it was the right thing to do yet the question still lives on as a quiet echo triggered by the most random and faintest of memories. How does a daughter, who has become the parent, go on after cutting the chord from which she was birthed?

I chose this. Or did I?

To understand everything else, you have to know that my mother was never nurturing, we never made that mother-child connection, and most of it wasn't her fault. Some have blamed it on her marrying daddy two months after she turned seventeen. Some say she should have waited longer to have me, twenty being too young. And the few that truly knew her knew about those first signs of paranoia and schizophrenia. I believe it was the later that drug her down a path not even she wanted to travel.

As a child, I knew that something was wrong. The things she wickedly punished me for were nothing short of normal for a seven year old. I missed daddy- daddy understood and loved. I wanted someone to play with, a common problem for an only-child. And more than anything else, I wanted to feel her love.

Her illnesses put her on the unemployment line. Pride made her homeless. Old dreams gave her hope that a better life was waiting for her across the country, in a state we used to vacation in every summer. If only she had told me she was going; that twelve year old girl never forgave her for leaving without a good-bye.

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