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The Best Banks and Credit Cards: American Express Platinum

I've been meaning to write about the Platinum Card for a while, but somehow haven't gotten around to it. That stops today! The Black Card gets all the press, but the truth is that the Platinum Card has most of the benefits and costs far less.

But it does cost, so let's get that out of the way. The annual fee for carrying a Platinum Card is $450, which means that you shouldn't get it unless you're actually going to take advantage of the benefits. On the other hand, it's not just a gimmick; it has real benefits that can save you money and time.

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How to Get Insane Deals on Cruises

I love San Francisco so much that every time I return here from a trip, I resolve to stay for a while and enjoy the city. That never happens. Next week I'm going to Tahoe, then Vegas the following weekend, and then to Austin for SXSW the week after that. Cabo or Hawaii follows in early March, but in late April comes the most exciting upcoming trip: a sixteen day cruise to Rome.

Cruises are full of old people. As best I can tell, that's because young people haven't figured out how awesome and cheap they can be. In fact, I can easily say that of all the travel I've done, cruises probably represent the best bang for the buck.

Before I tell you how to get them cheap, let me tell you why cruises, especially long duration one-way cruises are amazing.

One of my favorite aspects of cruises is that they can take you to places you may not otherwise visit. For example, the cruise my friends and I are taking stops in the Azores, Seville (Spain), Valencia (Spain), Barcelona, Monte Carlo, and Rome. Without cruising, I probably would never make it to the Azores, and those southern Spanish cities are unlikely as well. They're just too remote and too expensive to come up at the top of my list when choosing a trip.

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