Check out my bestselling book on habits, Superhuman by Habit. .
I haven't always been the best at budgeting my money. I have had to learn the hard way when it came to getting into debt, and then taking many years to pay it off.
Many people gave me advice when I was young, but it was just simple sayings and off the cuff advice. I wasn't "trained" on how to control my finances. The clichés like "Don't spend more than you make" and "Don't buy something on credit unless it is a house/car" and "A fool and his money will soon part" were spread around. Those sayings were like "Don't go out on a cloudy day without an umbrella". We all have got caught in the rain on some days.
I saw this article in the news yesterday:
More than a third of US adults pursued by collection agencies
Our society is credit happy. We live for today and want immediate gratification. When you are getting into debt, you don't realize that the interest is piling up, and there will be all types of fees when you don't pay on time.
The language learning site iTalki is currently running a promotion, where if you sign up for an account you get 10 USD worth of free credits - enough for about one free lesson.
I teach for this website, but also plan to use it in the future for language learning. If you have an interest in improving a second or third language, or just in picking up another language, I highly recommend checking this site out. It's well-organized, easy to navigate, and offers VERY CHEAP private lessons in a plethora of languages.
Like I said - if you use this link: http://www.italki.com/?ref=1149807 - you will get 10 USD for free.
Happy language learning!
I wrote up a quick diddy about getting free audiobooks with the new Kindle Unlimited. Could be useful to fellow tynanians:
Any tips on how to make the plane riding experience more enjoyable?
[This is an edited version of a post I put up a while ago on NerdFitness.com and would be appropriate also for some readers of this site].
Some people - myself included - have a list of goals that they'd like to achieve some day. A "bucket list" perhaps, or maybe just a bunch of things you're working towards in work, hobbies and life.
I've had something like this for a few years, but what I've learnt is that in retrospect, some goals are much more useful than others in terms of improving your life. Looking back at the goals that I've set and achieved over the last couple of years, it's clear that some have caused lots of spin-off benefits and really added good stuff to my life. Other things have hardly been worth the effort.
Here are some of the goals I've set/achieved since 2012 together with an explanation of what made them worthwhile or not. It's helped me understand what will be worth working on in the future, and might give some readers some ideas.
I learned a lot on my first renovation and after living in the RV for a year I got a lot of scheming done.
I've started painting over that painful brown color using a light coffee palette. I'm putting a layer or two of satan water based polyurethane on top of the latex paint to give it better water/stain/scratch resistance.
I've pulled down the ceiling again (photo 1). I discovered that not all the bolts I used to hold my solar panels on were stainless and the high humidity/winter time condensation caused a lot of rust on them (photo 2).
I'm planning on replacing the ceiling with thin vinyl sheets painted using the above technique, glued directly to the insulation. I'm also considering using fiberglass reinforced sheet of some sorts, http://www.homedepot.com/b/Lumber-Composites-Paneling-Fiberglass-Panels/N-5yc1vZbqk5
It's as expensive as the solid oak sheets I had used, but has the perk of being synthetic, so prolonged moisture during the brutally humid winters wont be an issue.
I have been to my share of funerals. I am always amazed at how the person is described once they are no longer with us. I had a friend say, "Don't you know?, only great people die". The point is that the person rarely gets portrayed as they really were in life.
If the person had a terrible temper and was difficult to get along with, they get described as "intense" or a "perfectionist". Or "they had an ability to see things that no one else could see".
I recently went to a funeral for a former co-worker. I worked with the person for over 10 years. The person was usually irritated, rushed and rarely had a smile. They were like working with human sandpaper. I couldn't help but laugh when I heard how they described the person as a wonderfully sweet and happy person at the funeral.
The deceased person is always showered with beautiful adjectives. I can understand that it is being respectful, but I do wish there was a bit more honesty. There is a good side and bad side to everybody.
One time I was looking forward to going to a funeral for a famous family member. I really was enthralled by this person and all their accomplishments. I was excited that I may hear more interesting stories that I hadn't heard before. Nope, it didn't happen that way and I was sad. The Pastor did all the talking, and he barely knew my relative. He got most of the stories mixed up and I knew that the Pastor was just winging his way through the ceremony. I thought to myself, why couldn't they have let a few of his friend's get up and tell a few good stories about this great man. Here was a great man, and he got the same bologna ceremony that the toxic person gets.
It is so surreal when I am watching history happen (as in Instant Classic). Life is so unpredictable, yet some things seem like such a sure thing. Like this week in a local Congressional District election. Eric Cantor (Republican and House Majority Leader) got upset by a complete unknown with hardly any money, staff or experience. It hit all the news networks nationwide.
I have helped a lot of friends that have run for political office, and some were dreaming that somehow, someway that a miracle would occur on election day and they would win. I have seen some minor upsets, like a candidate that was just a few percentage points down get a surprise win.
I have never seen something like this election. The pollsters at one time had Eric Cantor at 68% vs. Dave Brat 23%. Eric Cantor was a 7 term congressman, super powerful, and rich. Dave Brat had never run political office. Cantor spent over $5 million to Dave Brat spent $112,000. Cantor had a full time staff of 23 people, Brat had 2 people with one of the guys living on his sofa in his living room.
When the results came out, Brat won by more than 10%. Brat commented that it was a miracle from God. I can't disagree with him.
I'm working on replacing my speakers, and wondering what everyone's experience has been?
The stock setup is weird: there's 4 wires going to the tweeter in the dash. Googling around suggest there's a weird, built-in crossover in the tweeter, and the other set of wires is what feeds the midrange in the door.
Also, there's impedance mismatches: tweeter is 8ohm, midrange is 3 ohm.
Bonus if anyone can describe how/where to hookup the headunit to the coach batteries. :)
As promised, here are a few pictures from the beginning up through the raising of the walls. Still have the roof rafters and roof to install plus a whole lot more, but it's starting to come together.