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The Best Banks and Credit Cards: American Express Platinum

I've been meaning to write about the Platinum Card for a while, but somehow haven't gotten around to it. That stops today! The Black Card gets all the press, but the truth is that the Platinum Card has most of the benefits and costs far less.

But it does cost, so let's get that out of the way. The annual fee for carrying a Platinum Card is $450, which means that you shouldn't get it unless you're actually going to take advantage of the benefits. On the other hand, it's not just a gimmick; it has real benefits that can save you money and time.

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Dread and Uncertainty Cause Us to Overestimate How Long Things Take

I'm on a late flight back from Vegas, I didn't get enough sleep, and I'm exhausted. I hadn't done my German tape for the day yet, so I put my headphones in, propped my head against the window, closed my eyes, and did it. I'm sure my neighbor, if she could hear my stilted German mumbles, thought I was crazy.

I finished the tape and the captain announced that we were forty minutes from our destination. Factoring in the time it takes to do the final descent, where I won't be allowed to use my computer, that gives me about fifteen minutes of time to make use of.

My first inclination, tired as I am, is to waste the time. Close my eyes and take a lttle nap, read a book on my phone, listen to some music, or just flip through screens on my phone aimlessly. Fifteen minutes seems way too short for me to write a blog post.

But then I think about how tired I'm going to be if I get home and still have to write the post. Begrudgingly, I whip out the laptop. May as well outline the post or get the intro down or something. Now I've got more of a post written than I thought I'd get done in fifteen minutes.

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