Currently I funnel all purchases through a Bank of America VISA to get 1.25% (1% if you cash out under $300) back and pay it off at the end of each month (otherwise 1% isn't fighting the tide).
Given I'm not spending differently this is free money. I assume it works by helping people drown themselves in debt by removing some guilt of getting themselves there.
What credit cards do you guys (ab)use for their perks?
I've been interested in self improvement for a long time. I'd get into stuff like "Mega Memory", language tapes, or "7 Habits of Highly Effective People". For a while I didn't really like to talk about being interested in this stuff because it was slightly embarrassing.
Bettering oneself isn't embarrassing, of course, it's the association with "those types of people". You know... the people who read all the books, go to all the seminars, and then don't do a thing about it. Maybe the most embarrassing part is that I was one of those people to a degree. There were a LOT of things I'd start and either not finish or not get results from it.
Is this the fault of the program or the book? Not at all. It's up to ME to follow through and implement the things I learn.
by Jeremy Stuart
What is left unsaid
makes itself comfortable,
and moves into the spare room of my house.
I place my journal at the bedside.