Currently I funnel all purchases through a Bank of America VISA to get 1.25% (1% if you cash out under $300) back and pay it off at the end of each month (otherwise 1% isn't fighting the tide).
Given I'm not spending differently this is free money. I assume it works by helping people drown themselves in debt by removing some guilt of getting themselves there.
What credit cards do you guys (ab)use for their perks?
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