I was wondering if anyone here had experience with renters insurance/product insurance. Basically, I just want high-ticket stuff covered: Computer, iPhone, Kindle, etc.
My roommate got robbed last week (ugh, Oakland) and I'm a mix of figuring out how I'm going to defend myself (ugh) or just hand over my stuff if/when it happens to me. As dumb as it sounds, living in Oakland would still be worth it if each time I got robbed I could just hand over everything and not risk getting shot/beat up. (Awesome, right?)
Does anyone use it? Whats your cost per month and deductible? I don't want to pay $10 a month but then have to pay a $500 deductible to get a ~$500 phone back.