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Decoupling Your Finances

As I've mentioned before, I'm pretty frugal. I like spending money on things like the island, travel, and good food, but I also like saving money. I spend very little money frivolously, and don't have an overwhelming appetite for luxury.

I don't make much money, either. I'm content to have enough income to fund my inexpensive lifestyle, to save a little bit most months, and to retain control of almost all of my time to invest in big future projects like Sett.

Relatively frequently, though, I'll have a small windfall. Sometimes I'll have a good run in poker where I make a few thousand dollars within a couple days. My new book, Superhuman by Habit has been doing really well, too. Thanks to my readers and friends, it's been in the top 1000 books on Amazon. For a while last year my bitcoins were worth a bunch of money.

In these sorts of situations, it can be tempting to spend more money. People bargain with themselves, allowing themselves to spend some or all of unexpected sums of money they come across.

Details Colleges tend to Leave Out.

On The Mindset

ATTENTION ALL HIGH-SCHOOLERS and current college students - Only 35.1% of college students in North Carolina graduate college in 4 years. However 59.1% of students graduate in 6 years The longer you are in school the more debt you accumulate! The moment you arrive on your college campus storm into your advisers office and get a road map to a 4 year degree! Thats right! Ask your adviser how you can graduate in 4 years and every year check back with them. Do not wait until you are senior to find out you are behind. Remember colleges may be learning institution but they are also businesses. If they can make more money off you....they will. It's up to you to plan ahead now.

May 2015 will make 4 years of college for me. Within these 4 years I have failed 1 class (Accounting ) and I have switched majors twice and I have worked full time all my years of college. With that being said UNCC finally decided to tell me this semester that I was a year behind on graduating. They told me I would be 9 credits (3classes) behind and I needed to take summer classes (1,000$ per class) and stay in school until 2016 (adding a total of 6,000$ to my college debt). I looked at them and firmly said No way! I'm not doing any of those options. Mark my words Brandon J Pierce will be graduating on time despite the odds. BUT I don't want anyone else to go through the hassle I'm going through. Stay on track of your college pathway and leave no room for surprises! Despite the fact that colleges are learning institutions they are still in the money making business which means they will not chase u down to help you graduate in 4 years. Instead they will happily let students continue to graduate in 5 and 6 years.

If you need any help or advice please don't hesitate to contact me!!!

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