Men: There are certain companies that I refuse to do business with, and I will like to add PAYPAL and plasticjungle to that list.
PAYPAL: I sold an item on Ebay, and someone used a stolen credit card to pay me. They retracked my payment, and after 4 months of investigations I lost my case. So its MY fault that some guy I never met in my life stole a credit card and used it on ebay? UNREAL. Paypal sucks, they are expensive, and I am done with them. I'm considering taking them to small claims court.
PlasticJungle: I bought a discounted gift card from them, and decided to try the E-code instead of the physical card. BIG MISTAKE. The e-code would not work, and it took 2 months to get my money back. Worst customer service in history, I talked to someone from India almost every day until it was resolved.
So in conclusion: I highly recommend staying away from PAYPAL and plasticjungle.com. Ebay also really sucks, but they are best game in town for auctions.
So who do I like? AMERICAN EXPRESS. Best credit card company in the world by far.
I hate Paypal. In the early days of gambling I used Paypal to send money to casinos, and Paypal would occasionally screw me over. They held all deposits to casinos for 30 days so that if the casino went under, players wouldn't get screwed. That was nice of them.
One time I deposited $10k and a casino went under. They never gave me any money despite a number of calls and e-mails. Oh well.
I use paypal when I absolutely have to, and that's it. Google checkout came along, and I was happy about that. I like Adwords, Adsense is ok, Search is awesome, etc. I figure with their "Don't be evil" motto, I'd have nothing to worry about.
Two things strike me about the "what type of credit card" (followed by the inevitable dropdown Visa / MC / Amex / Discover) question we always get on website checkouts:
1) The law of unintended consequences
2) Developers sometimes are lemmings
The reality is, the question"what type of credit card" happened because one programmer somewhere put that into his shopping cart code, and someone copied his code/layout, and then someone copied this code, and before you know it, everyone's asking that question. Hence, the law of unintended consequences.
The irony is, this question is irrelevant! Here's what most people don't know: If a credit card starts with the digit "3" then it's always Amex. If it starts with "4" it's always Visa. "5" is always MasterCard and "6" is always Discover. So if programmers just put a little extra effort into their shopping cart code, they could easily discern what type of card it is. For example, a card that starts with "3715" will be Amex, "4024" will be Visa, etc.