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Amex Good, Hostgator Bad

I love my American Express card. I have the platinum one thanks to Todd, which has a lot of cool benefits like being able to go into airport lounges and such.

However, they always seem to freeze my account when I travel. Last year, when I went to Tokyo, Todd and I ate at a baller Kobe beef restaurant in Kobe. We went to pay and both of our Amexes got declined. Ouch.

We called from a payphone across from the restaurant and they finally fixed it.

The Best Credit Cards of 2013

On Minimalist Wealth

Key Points:

A credit card is secondary to your checking account. I suggest getting your primary finances in order first.

There are advanced tricks to getting the most out of your credit cards, but before you can do that, you should make sure the one you have is right for you.

First, check your credit score on Credit Karma.

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