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The Best Banks and Credit Cards: American Express Platinum

I've been meaning to write about the Platinum Card for a while, but somehow haven't gotten around to it. That stops today! The Black Card gets all the press, but the truth is that the Platinum Card has most of the benefits and costs far less.

But it does cost, so let's get that out of the way. The annual fee for carrying a Platinum Card is $450, which means that you shouldn't get it unless you're actually going to take advantage of the benefits. On the other hand, it's not just a gimmick; it has real benefits that can save you money and time.

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Good Sleep

I think that some might be surprised to hear how much I sleep and how important it is to me. I average right around eight hours per day (tracked for a few months), and prioritize sleep very strongly, even over most work.

Once ten pm comes around, I have four options for things I'm allowed to do: I can play violin, read a book, work, or sleep. Computer is off at midnight every day, at which point I usually read for an hour or two, and then go to sleep.

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