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Drop Out and Grow Rich : The Remix

A bunch of people e-mailed me about the Drop Out and Grow Rich article I posted yesterday. A friend of mine pointed out a few things, most importantly that I failed to give the college grad interest on his money. Fixing that (and making him pay interest if he was negative, but only after the first 4 years of college) put him very close to the high school grad with private school money. Never charging him interest for being negative got him slightly above that same person.

Then it was pointed out that the difference in earnings wasn't 900k as the college-mongers claimed. It was more like 1.3mil. I had no good data on salary increases, so I assumed the inflation rate. I guess it stands to reason that after a while job experience means more than the degree, so the gap gets smaller.

If I fudged the grad's income to equal a 900k lifetime earnings difference, the Dropout with Private School money is again the winner, but is still followed closely by the grad. If I fudge the dropout's starting income (to $29,692) to get the 900k difference, the grad still beats the dropout with public level money, but only by 300k. Also, the dropout would be beating him until age 58.

Communication and secrets

On Shut Up and Take My Hand

A while back, a girl I barely knew told me something interesting 'you seem really interesting, like you've got a lot of secrets' ._. Errrr...ok?

To be honest I don't know if I'd agree. Well yeah there's a LOT said person didn't know about me, but of course, I barely knew/know her. And I'm not just not including her name for privacy reasons I just...don't remember her name ._.

Hmm well lets see, there are I'd say, about two people who know 'everything' about me. In quotation marks cuz there's still I'd presume, things that these two people don't know about me, not things I intentionally hide or avoid but just things that they don't know yet. These two people are my best friend, Bunny~! And my boyfriend (do I just call you Dobbsy on here ._.?)

And these people know a lot about me since I communicate with them frequently, on various different 'levels'. We talk about stupid, trivial matters, topical things and wider philosophical ideas as well as sometimes about ourselves, flaws and good points. I think it's because I communicate with them so frequently that these people know so much about me. Obviously its cuz I'm comfortable with them and I trust them that I feel so free when it comes to talking about more sensitive topics or showing them my weaknesses.

That said, its not like I hide anything in particular about myself. Well...lets see. I act around people a lot but I still wouldn't say I hide anything about me. I just act more happy, more sociable than I would be if I were with people who I were comfortable around. Though, if I were around people that made me feel comfortable, I wouldn't have to ACT happy.

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