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Drop Out and Grow Rich : The Remix

A bunch of people e-mailed me about the Drop Out and Grow Rich article I posted yesterday. A friend of mine pointed out a few things, most importantly that I failed to give the college grad interest on his money. Fixing that (and making him pay interest if he was negative, but only after the first 4 years of college) put him very close to the high school grad with private school money. Never charging him interest for being negative got him slightly above that same person.

Then it was pointed out that the difference in earnings wasn't 900k as the college-mongers claimed. It was more like 1.3mil. I had no good data on salary increases, so I assumed the inflation rate. I guess it stands to reason that after a while job experience means more than the degree, so the gap gets smaller.

If I fudged the grad's income to equal a 900k lifetime earnings difference, the Dropout with Private School money is again the winner, but is still followed closely by the grad. If I fudge the dropout's starting income (to $29,692) to get the 900k difference, the grad still beats the dropout with public level money, but only by 300k. Also, the dropout would be beating him until age 58.

Words Are Powerful Challenge

On Plucking Sunrays

I have great legs. It's a fact. No matter how much weight I gain or lose they will always be phenomenal. All throughout high school I fussed over my waist-line, my hips, my feet, everything!...Except my legs.

The truth is they probably aren't the best looking in the world, but the secret is I believe they are. No I can't tell you how to stop your body-criticism, but I can tell you that words have power. I was at a pool party in the 6th grade when the mother of the birthday girl pulled me aside. She handed me a piece of pizza and one of the most enduring compliments I've received to date: "Liliana, you have some great legs!" It wasn't anything over the top and she didn't keep me from scuttling back to the pool, but for some reason I chose to hang on to her words.

Later that year we had our winter social - which usually would have terrified me because I was a die-hard tomboy with a no-dress-policy - but I looked at myself in the mirror and thought "I do have great legs". After that, I strutted around in my little party dress and had the best night possible. And every dance, party, date, etc since, I've always found confidence in myself because even if everything went wrong at least I still had great legs.

That mother probably doesn't even remember me, let alone the comment she made. However, her words affected my self-image in the best way possible and I'm thankful for her taking me aside to tell me what she did. It's the simplest, little things that can truly resonate with someone. You may not realize it but words hold immense power. The words themselves, not the person speaking them. It wouldn't have mattered if the woman was a complete stranger, I still would have nurtured the delusion that I was a knock-out.

So I challenge you to find a way to give someone a simple but sincere compliment. It may seem like an insignificant thing, but you never know how your words will touch someone. And with that, remember that negative words can be just as powerful, but in a detrimental way.

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