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Drop Out and Grow Rich : The Remix

A bunch of people e-mailed me about the Drop Out and Grow Rich article I posted yesterday. A friend of mine pointed out a few things, most importantly that I failed to give the college grad interest on his money. Fixing that (and making him pay interest if he was negative, but only after the first 4 years of college) put him very close to the high school grad with private school money. Never charging him interest for being negative got him slightly above that same person.

Then it was pointed out that the difference in earnings wasn't 900k as the college-mongers claimed. It was more like 1.3mil. I had no good data on salary increases, so I assumed the inflation rate. I guess it stands to reason that after a while job experience means more than the degree, so the gap gets smaller.

If I fudged the grad's income to equal a 900k lifetime earnings difference, the Dropout with Private School money is again the winner, but is still followed closely by the grad. If I fudge the dropout's starting income (to $29,692) to get the 900k difference, the grad still beats the dropout with public level money, but only by 300k. Also, the dropout would be beating him until age 58.

TREASURE BOX SECRETS: A Memoir based on a true story (How it all came about)

On The Mad Ink3r

It all started out with myself, my fiancé, and the unborn child that I have on the way. By the way he found the perfect name for her, Summer Ava Copeland. I had just left New York to come and pursue my career in writing on Campus at Full Sail University. Now, I was determined that I could handle it all alone, but I forgot that with having my own place would come a little trouble. Courtney, my boyfriend at the time was active in my life. I heard from him daily and he didn't really fail at trying to get my attention, because he was persistent and always found some type of determination.

When we first started dating, I was living in New York with my mother and he was in his cousin's closet sleeping on a little mat. I'm not sure how he kept that up, but his drive to get a better life for himself was very interesting to me. Anyway, he called me every part of the day to see what I was doing or to Skype with me. That was my first time meeting someone online and actually meeting them, and then living together.

I left from up North with everything that I needed, my brains, money, and beauty. Not even a month down the line I started missing home (NY) and wishing that I could take a road trip back to be with my mom and sister, but that wasn't going to happen. I didn't have money to waste like that on a plane ticket.

My standards started to lower a little, before I realized that I was doing everything that I said I wouldn't do. There was a guy living in my home, I was having sex, and we were practically playing house until stuff got real. I was scared about the situation, because all that was on my mind was to not get pregnant, but that was unfortunate. Before we even knew that I was pregnant, we got hit with an eviction notice because rent was three days late.

I started having a meltdown and thought that I was going to go homeless, but my father stepped in and helped. Courtney and him went half on the rent. I felt bad, because all the money I had I was spending on the comfort of our home after a couple of weeks when I got down South. There was even a past due balance for my school that needed to be paid, before I could even come on campus. Courtney went half with my dad on paying that bill. Something about my boyfriend paying for things didn't feel right, maybe because I was being a mother to my other exes....

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